Six Figures Under

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The Big Fat Goal: Pay Off the Remaining $100,000 in Student Debt in 3 Years

September 20, 2013 by Stephanie 34 Comments

The Big Fat Goal: Pay off $100,000 of Debt in 3 Years

I have dreaded actually sitting down to calculate how long it will take us to pay off the remaining approximately $100,000.  I was afraid of what the numbers would say and what that would mean for our future.  We really are enjoying our time living in my in-laws’ basement, but we still look forward to […]

Filed Under: FINANCES & BUDGETING, Our Financial Situation

How Homemade Bread is Helping to Pay Off Our Student Loan Debt

September 18, 2013 by Stephanie 21 Comments

We have not bought bread since we decided to be serious about getting out of debt.  It’s one of many changes we’ve made to lighten our debt burden. First of all, you must know that bread is not something we take lightly.  No Atkins diet for us!  We often have PBJs six days a week. […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN

Is this Extreme Frugal Living?

September 17, 2013 by Stephanie 84 Comments

We don’t live out of a van.  We don’t (usually) dumpster dive.  We (very) occasionally pay full price for things.  We buy disposable toilet paper (yes, there are very green people who use cloth, in case you didn’t know). That is why my husband scoffed at my blog’s original tagline: “Extreme Frugal Living to Match […]

Filed Under: at HOME, FRUGAL LIVING

Cloth Diapering Anniversary

September 16, 2013 by Stephanie Leave a Comment

We are celebrating a year of cloth diapering around here.  One year ago, we started cloth diapering with our third child, our 11-month-old son, as something of  a frugal experiment. In the past, between coupons, sales, closeouts, and manufacturer deals, we spent very little on disposable diapers.  When I could get diapers for $3 per package, […]

Filed Under: FRUGAL LIVING, with KIDS

Benefits of Living in the Boonies

September 15, 2013 by Stephanie 20 Comments

My husband drives an hour each way to his office.  It’s not just the office that is far away.  Except for the post office and the elementary school, there is  nothing closer than 40 minutes from our home. Living in the boonies was a hard adjustment for me.  In law school we were surrounded by friends. […]

Filed Under: at HOME, FRUGAL LIVING, Our Financial Situation, with KIDS

Living at Home

September 14, 2013 by Stephanie 10 Comments

I mentioned that my husband is eager to buy a house.  Much of that eagerness comes from the fact that we are currently living in his parents’ basement.  This isn’t the classic deadbeat-adult-son-living-in-his-parents’-basement scenario.  This is the attorney-and-his-wife-and-three-kids-living-in-the-parents’-basement version. (Update: We have four kids now.) It’s not as bad is it sounds, though (and that […]

Filed Under: at HOME, FRUGAL LIVING

Welcome to Six Figures Under

September 13, 2013 by Stephanie Leave a Comment

Six Figures Under?  Really?   Yep.  We currently have over $100,000 of debt remaining (and we’ve already paid off over $32,000)! You’re probably wondering how in the world we got into that mess and why you would want to stick around to get tips from me.  Well you can read our story to get the […]

Filed Under: FRUGAL LIVING

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