Want to host a Christmas party but think you can't afford it? Think again! I'm going to share some tips with you that will totally bring down the cost of hosting your own Christmas get-together. Welcome back to our Frugal Festivities series where we're sharing 25 days of Christmas Cheer on a Budget! In January, to start the new year off right, I'm hosting the Frugal Fresh Start Challenge. Every weekday in January we'll be tackling a new way to be more frugal, budget and get your ... read more
Making Good Gifts Great (without costing more)– Frugal Festivities Day #8
Originally published 18 December 2015 but updated to be added to the Frugal Festivities series. A gift that fills a need or a want is good, but with some extra effort you can make that gift great. The best part is that taking your gift from "good" to "great" doesn't cost any extra money. Adding a personal touch takes a gift up a notch or two. For me, the personal touch involves words. Words that convey feeling and emotion. Most people say the same things in their cards-- the ... read more
Frugal Christmas Decorating tips– Frugal Festivities Day #7
Want to have beautifully put-together Christmas decor with out spending an arm and a leg on decorations? I have some great tips for you that will help you tastefully set the mood for the Christmas season without killing your Christmas budget. Some of them you can apply right now, others you can put into action for next year. At the end I will give you 5 additional tips for saving money on probably the most expensive part of Christmas decor-- the tree! If you haven't already, you're going ... read more
Great FAMILY Gift Ideas that Build Unity– Frugal Festivities Day #6
Whether you're giving a gift to grandchildren, nieces and nephews, neighbors, or friends, you can save money, time, and mental energy by choosing a FAMILY gift instead of gifts for each individual person in the family. Plus, gifts that are great for the whole family can be a ton of fun and really build family unity. In a world where it's easy for family members to bury themselves in their electronic devices, receiving a gift that strengthens the family will be a blessing that goes far beyond ... read more
Fun and Frugal FAMILY Gift Ideas (that you can DIY)– Frugal Festivities Day #5
Giving gifts that the whole family can enjoy-- as opposed to individual gifts to each person in the family-- is a great way to save money and simplify Christmas time. Who doesn't want that?! Plus, Family gifts can be lots of fun and really bring the family together. I'm excited to share with you some super fun ideas today!! We're on Day #5 of our Frugal Festivities: 25 Days of Christmas Cheer on a Budget. If you've missed any of the other days, you can see them all here. If you would ... read more
How to Save Money on Christmas Cards– Frugal Festivities Day #4
Originally published in November 2014. Updated December 2019 to include in Frugal Festivities: 25 Days of Christmas Cheer on a Budget. I love staying in touch with the people I love by way of Christmas cards. I enjoy hearing from friends far and near around the holidays. However, sending Christmas cards out to family and friends can get expensive, especially if you have a tight budget. Today I want to share with you 6 tips to save lots of money on your Christmas card ... read more
Budgeting for Christmas When You’re in Debt– Frugal Festivities Day #3
This post was originally published 19 October 2015, but has been updated to be included in the Frugal Festivities series. It's the time of the year when budget-minded people start thinking about how their finances will accommodate the extra expenses of the holiday season. Actually, the really budget-minded people have been preparing financially for the Christmas season all year long. Divided over twelve months, the holiday expenses are barely noticeable. If you're in debt, then ... read more
Random Acts of Kindness for Any Budget– Frugal Festivities Day # 2
I love hearing about and seeing random acts of kindness, especially nowadays when so much of the media is filled with terrible things. What's even better than just hearing about random acts of kindness is being a part of it. So often we think, "when I'm in a better position financially or when life slows down and I have more time, I want to give back to my community and help others out," but the truth is, wherever you're at right now, THAT is the best place to start. Cultivating a giving ... read more
7 Tips for a Simpler Christmas– Frugal Festivities Day #1
This post was originally published 9 Nov 2015, but has been updated to be included in the Frugal Festivities series. Truly Christmas is the most wonderful time of the year, but some years we are so busy that we miss the most important parts of the season. It's easy to let presents and decorations and travel and parties and making everything perfect crowd out the calm and joy that should come when we spend time with our families and contemplate the life of the Prince of Peace. On top of ... read more
Debt Smash-athon OCTOBER Progress Report
Now that October is in the books, we have only two months left in our 2019 Debt Smash-athon. I don't know about each of you, but we still have big things to accomplish before the year is over. We have a stretch goal for where we want to get our mortgage principal by the end of the year. We're still a ways off, but we're giving it our all. For those who are new here, in 2019 we're having a Debt Smash-athon! Everyone is invited to participate by reporting how much you paid in debt each ... read more
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