Because we had so many excellent entries in the My Secret to Saving Contest, I chose a couple of great posts as honorable mentions. I'm sharing the first one today! I think many of you will relate to and be inspired by to Kelly's experience! If you met my little family of four (soon to be five) out in public, you probably would not think we are that different from any other families. We love to be outside and therefore spend a lot of our time at the park, community events, and playing in ... read more
Family Budget Update– October 2017
Sometimes I get a little nervous about making our personal finances public. A lot has changed since we started sharing our family budget with the world, and in some ways I think we're less relatable now than we were then. For example, our income this month is more than triple what we made four years ago. Still, we were able to make headway on paying off our student loans back then even with a much smaller income. We were motivated and determined to get rid of our debt. We were much more ... read more
How to NOT Buy Anything NEW– My Secret to Saving
I'm excited to share with you the winning post from the My Secret to Saving contest, written by Becca. The best way to save money is to not spend it in the first place. But how do you do that, when there are always so many things you want and need? For me, I learned to do it the hard way - I went for a year without buying anything new. Obviously, I bought some things new. I admire the hard-core freegans out there - people who dumpster dive for food - but I'm not one of them. So, food ... read more
How to Save Money by Building Your Own Furniture– My Secret to Saving
Today we have the second place winner of the My Secret to Saving contest. Jennifer Duenes of Ditching Our Debt is sharing her creative way to save money which definitely has me inspired! Several years ago, the idea of building my own furniture had never crossed my mind. On a tight budget for most of our marriage, our own home was furnished with providential finds like a free table and chair set left out on the curb or a sofa generously purchased for us by some friends. Then I stumbled upon ... read more
How to Lower Your Heating Bill Without Freezing — My Secret to Saving
I'm welcoming Libby to the blog today to share her secret to saving! Her post earned third place in the My Secret to Saving contest that I recently hosted! Living in New England, where it is not uncommon to have nights at -11 F in January and February and where snow comes as early as Halloween and can last through Easter, heating costs are a MAJOR expense. Then add in the old-house factor… in my town people are living in houses built as early as the late 1700’s. My “new” house was built ... read more
Family Budget Update– September 2017
It's months like this that I'm really glad we budget the way that we do. As you'll see below, we made some big purchases (we finally got a new bed!) and if we didn't budget, we would probably unknowingly (or knowingly) overspend. Keeping track of everything makes it easy to know when we're going to exceed our budget in a category (before it happens!) so we can move things around to make it work. Knowing that our big purchases would make things tight, I cut down our grocery budget as well as ... read more
Get Paid to Teach English from Home with VIPKID
This post contains affiliate links along with my honest, genuine thoughts and experience. I recently found the perfect work-from-home opportunity for someone like me. I only wish I had found it a decade ago. If you're a stay-at-home parent, a graduate student, or someone looking to make some extra money on the side, then I've got a great opportunity for you! First let me share a little of my background with you. My story As we moved our family 1,500 miles across the country so my ... read more
Family Budget Update– August 2017
Sharing our family's budget with you is one of my favorite posts to write each month. Keeping ourselves accountable was a key factor in our successfully paying off our massive student loan debt, so we kept going with it. I love hearing about your successes in the comments. So many of you are making amazing progress on your own big financial goals! I'm totally rooting for you!! We had our budget meeting (which I enjoy as only a budget nerd can) a few days early this month! I ... read more
My Secret to Saving Contest
Hey super savers! As many of you know, I will be having a new baby at the end of August/beginning of September! That means I’ll be stepping away from the blog for a couple of weeks for a little maternity leave as we adjust to our new normal. While I’m gone, I would love to keep sharing great new ideas here on Six Figures Under. That is where you come in! On my last maternity leave, I shared guest posts from some of my blogging buddies. This time, I want to share great posts from my ... read more
Why I’m all of the sudden loving Walmart
In a casual conversation with a friend recently, I learned a new secret to saving. I was surprised, as I'm usually pretty savvy about deals and ways to save money. I was also a little bit skeptical because many times what others see as good deals aren't good deals to me (I'm that frugal). I had to go check it out to see if it was too good to be true or not. My friend said that she used to order from Amazon Prime Pantry, but she switched to Walmart instead. Maybe I'm the last one to ... read more
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