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Homemade Whole Wheat Pancake Mix

October 21, 2013 by Stephanie 26 Comments

Breakfasts at the SixFiguresUnder household have not been the same since we decided to get serious about paying off our student loan debt.  We love cold cereal and used to eat it regularly.  Though my max price was just $1.50 a box, it adds up fast when you have big eaters.  Our three little ones […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN

6 Ways to Get Kids’ Clothes for Free or Cheap

October 16, 2013 by Stephanie 35 Comments

Even before you have children (or are pregnant), the temptation to buy adorable children’s clothes may begin.  Quickly growing children, changing of seasons, and new trends may continue to feed the addiction of kids clothes shopping.  You could break the bank buying clothes for your little ones.  The sooner you learn to get clothes for […]

Filed Under: FRUGAL LIVING, SPENDING wisely, with KIDS

Cold Cereal Sundays

October 14, 2013 by Stephanie 6 Comments

I love cold cereal.  I have been known to eat it for any meal of the day, especially when I’m pregnant.  When we lived in town, I was great at combining coupons, sales, and manufacturer deals to get bargain prices on cereal.  I rarely paid more than a dollar for a box of cereal.  Now […]

Filed Under: FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN, other ways to SAVE on food

September 2013 Debt Repayment Progress Report

October 5, 2013 by Stephanie 4 Comments

It’s time for a monthly check-up to account for how we are doing on our big fat goal.  In order to pay off our remaining debt by the end of 2016, we will need to put just over $3,000 per month toward our student loans.  We know that this is an audacious goal, considering that […]

Filed Under: DEBT, FINANCES & BUDGETING, OUR Repayment Updates, Personal Finance Made PUBLIC

4 Expenses We Don’t Cut Out, Even in a Bare Bones Budget

October 1, 2013 by Stephanie 2 Comments

  To minimize spending and put more of our hard-earned money toward debt, we go without some luxuries (or even things that are just plain normal for others).  Some of these things may even be considered extreme.  Most of them keep our life simpler and less cluttered and make us happier anyway. In all of […]

Filed Under: FINANCES & BUDGETING

How Juggling Car Seats Saves Us over $100 a Year

September 26, 2013 by Stephanie 7 Comments

We have two cars: my husband’s car that gets 30 miles per gallon and my minivan that gets 20 miles per gallon.  Our kids’ three car seats live in the van most of the time, but to save money we move them into the car on Saturday nights in preparation for Sunday morning when we […]

Filed Under: FRUGAL LIVING, with KIDS

Stretching Ground Beef with Vegetables– Frugal, Healthy, and Convenient

September 23, 2013 by Stephanie 74 Comments

It’s no secret that meat is expensive.   If you are trying to get out of debt or have a tight budget, buying less meat is a great way to cut kitchen costs. By hiding fresh vegetables in your ground beef, you not only make each pound of expensive meat go further, you sneak in […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN

The Big Fat Goal: Pay Off the Remaining $100,000 in Student Debt in 3 Years

September 20, 2013 by Stephanie 34 Comments

The Big Fat Goal: Pay off $100,000 of Debt in 3 Years

I have dreaded actually sitting down to calculate how long it will take us to pay off the remaining approximately $100,000.  I was afraid of what the numbers would say and what that would mean for our future.  We really are enjoying our time living in my in-laws’ basement, but we still look forward to […]

Filed Under: FINANCES & BUDGETING, Our Financial Situation

How Homemade Bread is Helping to Pay Off Our Student Loan Debt

September 18, 2013 by Stephanie 21 Comments

We have not bought bread since we decided to be serious about getting out of debt.  It’s one of many changes we’ve made to lighten our debt burden. First of all, you must know that bread is not something we take lightly.  No Atkins diet for us!  We often have PBJs six days a week. […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN

Is this Extreme Frugal Living?

September 17, 2013 by Stephanie 79 Comments

We don’t live out of a van.  We don’t (usually) dumpster dive.  We (very) occasionally pay full price for things.  We buy disposable toilet paper (yes, there are very green people who use cloth, in case you didn’t know). That is why my husband scoffed at my blog’s original tagline: “Extreme Frugal Living to Match […]

Filed Under: at HOME, FRUGAL LIVING

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