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Myths of the Minimum Payment– A Debt Discussion

December 4, 2013 by Stephanie 27 Comments

  Are you only making the minimum monthly payments toward your debt?  Let’s look at a couple of the Myths of the Minimum Payment that might motivate you to do at least a little bit more!  We’ll discuss in the comments below. Myth #1– You will never pay off your debt if you pay just […]

Filed Under: DEBT, SPECIFIC Situations

November 2013- Debt Repayment Progress Report

December 2, 2013 by Stephanie 2 Comments

Our November numbers are not terribly impressive considering our goal.  On the other hand, looking at the image above makes me excited that by this time next month we’ll no longer be six figures under, and we will have reached $40,000 in debt paydown. Debt Repayment In November we put $1200 toward debt.  It’s a […]

Filed Under: DEBT, FINANCES & BUDGETING, OUR Repayment Updates, Personal Finance Made PUBLIC

Get Over $200 Without Leaving Home (Best Black Friday Deal for sure!)

November 29, 2013 by Stephanie 2 Comments

UPDATE:  The Black Friday promotion has ended, but you can STILL follow the link to get a $50 bonus on a checking account, $25 bonus on a savings account, and $25 bonus on kids accounts. I have had a Capital One 360 account for nearly a decade, since back when they were ING Direct.  I […]

Filed Under: Uncategorized

How’s Your Plumbing? A Discussion on Debt

November 27, 2013 by Stephanie 7 Comments

Welcome to the weekly Wednesday Debt Discussion.  In case you missed it, last week we talked about the pros and cons of disclosing debt.  It was great to hear everyone’s take on making debt personal or public. Imagine you are sitting at the table having a nice conversation over dinner.  All of the sudden you […]

Filed Under: FRUGAL LIVING

5 Tips to Get the Best Bang for your Gift Card Bucks

November 25, 2013 by Stephanie 18 Comments

  Between Swagbucks, MyPoints and our credit card rewards programs, we have lots of opportunities to earn gift cards.  While some people consider gift cards “free money,” around here we use gift cards just like we would hard-earned cash.  We stretch them as far as they can go.  Here are some tips to help you do the […]

Filed Under: FRUGAL LIVING, SPENDING wisely

Daring to Disclose Debt

November 20, 2013 by Stephanie 26 Comments

Have you ever felt alone in your debt and wondered if you were the only one struggling mentally, emotionally, and financially under the weight of debt?  Debt is discouraging, but keeping it discreet seems to be hurting everyone.  Are you ready to disclose your debt? We are pretty open about the fact that we have […]

Filed Under: DEBT, Staying ON TRACK

Stocking Up on Food: Why We Do It and How We Save Money

November 18, 2013 by Stephanie 49 Comments

As I read frugal and financial blogs and discuss money-saving tactics with people, I have noticed two distinct frugal grocery styles.  People tend to be either stocker-uppers or week-to-weekers.  Both have well thought-out reasons for their thinking.  I am definitely in the stocker-upper camp.  Let me tell you why! Stocking Up is Responsible I have […]

Filed Under: FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN, other ways to SAVE on food, SPENDING wisely

🍅How to Store Green Tomatoes So They’ll Ripen 🍅

November 15, 2013 by Stephanie 11 Comments

Did you know that you can store green tomatoes inside when it’s too cold for them outside and they will gradually ripen?  You can eat homegrown tomatoes in the winter time and stretch your canning out to the months where you actually don’t mind heating your house up with the stove. Pick your green tomatoes […]

Filed Under: FRUGAL FOOD, FRUGAL LIVING, growing & PRESERVING, in the GARDEN, In the KITCHEN

Joining the Debt Discussion

November 13, 2013 by Stephanie 1 Comment

Determining the Debt When we made the big tally of how much we owe in student loans, I was truly shocked.  The numbers had been right there in our mint.com account all through law school, but I don’t think I ever paid much attention to them.  If I ever glanced at the student loan category, […]

Filed Under: DEBT, Getting STARTED

Thinking Outside the Bolt: How I Get Fabric Free or Cheap

November 6, 2013 by Stephanie 114 Comments

If you have ever stepped into a fabric store, you know that fabric isn’t cheap.  In fact, it can be quite expensive!  Considering all the great ways to get clothes inexpensively (or even free), buying fabric and taking time to sew clothes for your family hardly seems like a frugal option. Unless you can get […]

Filed Under: FRUGAL LIVING, SPENDING wisely

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