February 2015 Debt Repayment Progress Report

debt payoff stats mar 1 2015

It's that time of the month where we make our personal finances public!  We report everything we earned, spent, and paid toward debt during the past month.  Did February go fast or what?!  I guess it is 10% shorter than January, so it's not just me! Debt Repayment During February, we put $1,999 toward our student loans.  For $.07 more, we could have made it a nice round $2,000, but I didn't realize that until I started typing up this report since it's split between a beginning and end of the ... read more

Peanut Butter Oatmeal Chocolate Chip Cookies

Peanut Butter Oatmeal Chocolate Chip Cookies

This is a sponsored post written by me on behalf of Dollar General. All opinions are 100% mine.   I'm excited to share with you my favorite cookie recipe: Peanut Butter Oatmeal Chocolate Chip Cookies! Peanut Butter Oatmeal Chocolate Chip Cookies are the perfect cookies for any occasion.  They're fancy and delicious enough to bring out for a special treat, yet simple enough for everyday.  I always get requests for this recipe when I share these soft and delicious cookies. When Dollar ... read more

Learn New Skills for Free

Learn new skills for free

I love learning new things.  Just this weekend, I learned how to make a circle skirt thanks to several tutorials I found online.  We're having a 1950s sock hop activity at church, so now my daughter and I can go in poodle skirts I made just for the occasion.  I've also been watching videos on tailoring men's suits so I can finally tailor the two new suits I got for my husband in the past few months. I am constantly amazed at how easily we can access tools to learn new skills.  Years ago, you ... read more

Smart Ways to Save Money on Pregnancy

Save money on Pregnancy

Pregnancy comes with plenty of extra expenses, some subtle and some glaring.  Of course some expenses like insurance co-pays can't be helped, but there are still ways that you can save money during those 9 months of anticipation! For me this time around, the first trimester of feeling icky meant some of my normal frugal habits changed slightly.  Because we live in the boonies, ordering take-out wasn't a real possibility, but I simplified meals as much as possible.  Making homemade bread was ... read more

Why a Durable Power of Attorney is Part of Your Financial Safety Net

Durable Power of Attorney

Last week, we introduced the series on Financial Safety Nets that Mr. SixFiguresUnder will be hosting on Wednesdays.  Our first topic is one that might not even be on your list-- your Durable Power of Attorney. There are three reasons I chose to start here.  First, it expands the idea of the financial safety net beyond the simple elements to which it might be easily limited: emergency funds, insurance, and retirement savings.  We’ll be considering several other items in this series as well, ... read more

How to Start a Blog on a Budget

start a blog on a budget

This isn't a blog about blogging (and it's not going to turn into one), but I have had lots of people ask me for advice in starting their own blog in hopes of making a side income.  If you are interested in starting your own blog without spending a lot of money upfront, or you are just curious about my experience, then read on! When I started SixFiguresUnder.com in the Fall of 2013, we were just starting our journey to pay off my husband's student loans from law school (which totaled over ... read more

How to Save Money on Glasses

save money on glasses

I got my first pair of glasses, cute pink wire frames, when I was in third grade.  I don't know how bad I actually needed them, but my best friend had glasses, so I really wanted them.  Both of my parents wear glasses, so the optometrist probably knew that it was inevitable.  I have worn glasses all day everyday for years. When I was single and in college, my glasses were covered under my parents' insurance.  When I got married that changed.  Since my eyes aren't too bad, I didn't worry too ... read more

Financial Safety Nets

Safety Net

For months, Mr. SixFiguresUnder has been brainstorming ideas for a series he wanted to write for Six Figures Under.  On our road trip this past week, I took over the wheel and let him get typing.  I'm sure you'll enjoy his great insights! On July 9, 2012, a Chinese acrobat sought a new world record by walking a high wire more than 600 feet above the floor of a ravine in Hunan province.  The wire was 2,297 feet long.  The acrobat, Aisikaier Wubulikasimu, was blindfolded and walking backwards.  He ... read more

Save Money by Potty Training Early

Potty Training Early

I always balk at the estimates of how much it costs to raise a child from birth to age 18.  To someone who saves on everything, the figures just seem ridiculous.  Between combining coupons and sales, stocking up on disposables of any size when prices hit rock bottom, and getting cloth diapers free or cheap, I'm pretty sure that we have diapered our three kids for a fraction of what they estimate for diapering one kid. Another way we keep diaper costs low is that we don't use diapers after age ... read more

11 Ways to Save Money on Amazon


Who doesn't love Amazon?  With the convenience, selection, and even price, you really can't beat them.  In fact, there are probably ways to save money on Amazon that you haven't even heard of before.  Amazon is always coming up with new programs and promotions to make sure that they can give you the best deal and service around. Here are 11 ways to save money on Amazon, going from most well-known to the least common.  I'd love to hear your Amazon savings secrets in the comments too! Amazon ... read more