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Can You Give Gifts from the Thrift Store?

December 20, 2022 by Stephanie 7 Comments

Would you give a second hand gift for Christmas? Does the thought of thrift store Christmas shopping make you cringe?  It’s kind of a controversial topic. Today in our series of 25 Days of Christmas Cheer on a Budget we’ll talk about WHY you might consider doing some Christmas shopping at the thrift store and […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

4 Reasons to Stay Home for Christmas

December 19, 2022 by Stephanie 7 Comments

Want to simplify Christmas and make it more meaningful, while saving money at the same time?  Today we’re going to talk about why you might seriously consider staying home with your immediate family for Christmas.  You might not be able to change your plans for this year, but as you’re considering plans for future years, […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Fudgy Brownie Mix in a Jar– Fast and Easy Homemade Gift

December 18, 2022 by Stephanie 71 Comments

Homemade brownie mix in a mason jar is a fast, easy, and inexpensive gift.  Plus the fudgy brownies are delicious! Brownie mix in a jar is a great neighbor gift, teacher gift, or hostess gift.  Mixes in mason jars are quick to make, especially when you do them assembly line style.  I love gifts like […]

Filed Under: 25 Days of Christmas Cheer on a Budget, cooking from SCRATCH, FRUGAL FOOD, FRUGAL LIVING, Holidays, In the KITCHEN

Giving Gifts of Experience

December 17, 2022 by Stephanie 16 Comments

If you’ve ever had trouble thinking of a gift for the people in your life, I have the perfect solution for you! In a society where excess is so prevalent, one of the biggest gift-giving worries is knowing what to give the person who already has everything they want or already has enough. It’s not […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

How to Save Money on Christmas Gift Wrapping

December 16, 2022 by Stephanie 9 Comments

When we’re budgeting for Christmas, sometimes we forget to take into account the costs of wrapping. It may seem like a small cost, but like any small cost it can add up quickly. Welcome back to Frugal Festivities: 25 Days of Christmas Cheer on a Budget.  Today I’m going to share my top six tips […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Free or Frugal Christmas Traditions

December 15, 2022 by Stephanie 3 Comments

The Christmas season can feel busy and hectic with all of the parties, activities, and celebrations.  It can also feel expensive with all the gift giving, food preparation, and travel.  Here are some simple frugal Christmas traditions that your family will love and your budget will too! Welcome back to our Frugal Festivities series where […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Meaningful Gifts for your Grandchildren that Don’t Cost Much

December 14, 2022 by Stephanie 6 Comments

Gift giving for grandparents can get expensive, especially when you have a big family.  We talked about giving family gifts on Day 5 and Day 6 of this Frugal Festivities series, but today I want to share some additional ideas for meaningful gifts that grandmas and grandpas can give to their grandchildren that don’t cost […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Frugal Spouse Gift Ideas

December 13, 2022 by Stephanie 30 Comments

When money is tight, we often give the least to those who mean the most.  Instead of forgoing neighbor gifts or teacher gifts, we decide not to do anything special for our spouse.  Sometimes the stress of thinking of another gift causes us to enter into a gift-giving truce with our husband or wife. Here […]

Filed Under: 25 Days of Christmas Cheer on a Budget, FRUGAL LIVING, Holidays, SPENDING wisely

Easy Homemade Pie Crust in Bulk

December 12, 2022 by Stephanie 94 Comments

Does the thought of making a homemade pie overwhelm you?  Pie-making used to feel like a big task to me when I took into consideration making both the crust and the filling from scratch (and in our family, there really isn’t another way besides scratch). Several years ago, I learned a new recipe along with […]

Filed Under: 25 Days of Christmas Cheer on a Budget, cooking from SCRATCH, FRUGAL FOOD, Holidays

Frugal Stocking Stuffers

December 11, 2022 by Stephanie 4 Comments

Sometime between my childhood and my adulthood stocking stuffers went from inexpensive to extravagant.  I’m pretty sure it all has to do with marketing.  Suddenly every company that makes a product that could fit in a stocking is marketing their wares as “stocking stuffers.”  Nevermind that that gold bracelet costs more than all of the […]

Filed Under: 25 Days of Christmas Cheer on a Budget, FRUGAL LIVING, Holidays

Making “How to” Books into Magical Gifts

December 10, 2022 by Stephanie 5 Comments

What if I told you that last year my kid who doesn’t love reading (I’ve only got one of those) said one of his favorite Christmas gifts that year was a book?!  I want to show you exactly what we did to turn a book into a most amazing gift. We’ve done the same thing […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Hosting a Christmas Party on a Budget

December 9, 2022 by Stephanie Leave a Comment

Want to host a Christmas party but think you can’t afford it?  Think again!  I’m going to share some tips with you that will totally bring down the cost of hosting your own Christmas get-together. Welcome back to our Frugal Festivities series where we’re sharing 25 days of Christmas Cheer on a Budget! In January, […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Making Good Gifts Great (without costing more)

December 8, 2022 by Stephanie 6 Comments

A gift that fills a need or a want is good, but with some extra effort you can make that gift great.  The best part is that taking your gift from “good” to “great” doesn’t cost any extra money. Adding a personal touch takes a gift up a notch or two.  For me, the personal touch involves […]

Filed Under: 25 Days of Christmas Cheer on a Budget, FRUGAL LIVING, Holidays

Frugal Christmas Decorating Tips (+ How to Save Money on Your Christmas Tree!)

December 7, 2022 by Stephanie 6 Comments

Want to have beautifully put-together Christmas decor with out spending an arm and a leg on decorations?  I have some great tips for you that will help you tastefully set the mood for the Christmas season without killing your Christmas budget. Some of them you can apply right now, others you can put into action […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Great FAMILY Gift Ideas that Build Unity

December 6, 2022 by Stephanie Leave a Comment

Whether you’re giving a gift to grandchildren, nieces and nephews, neighbors, or friends, you can save money, time, and mental energy by choosing a FAMILY gift instead of gifts for each individual person in the family. Plus, gifts that are great for the whole family can be a ton of fun and really build family […]

Filed Under: 25 Days of Christmas Cheer on a Budget, Holidays

Fun and Frugal FAMILY Gift Ideas (that you can DIY)

December 5, 2022 by Stephanie 3 Comments

Giving gifts that the whole family can enjoy– as opposed to individual gifts to each person in the family– is a great way to save money and simplify Christmas time.  Who doesn’t want that?! Plus, Family gifts can be lots of fun and really bring the family together.  I’m excited to share with you some […]

Filed Under: 25 Days of Christmas Cheer on a Budget

6 Great Ways to Save Money on Christmas Cards

December 4, 2022 by Stephanie 21 Comments

I love staying in touch with the people I love by way of Christmas cards.  I enjoy hearing from friends far and near around the holidays.  However, sending Christmas cards out to family and friends can get expensive, especially if you have a tight budget. Today I want to share with you 6 tips to […]

Filed Under: 25 Days of Christmas Cheer on a Budget, FRUGAL LIVING, Holidays

Budgeting for Christmas When You’re in Debt

December 3, 2022 by Stephanie 11 Comments

It’s the time of the year when budget-minded people start thinking about how their finances will accommodate the extra expenses of the holiday season. Actually, the really budget-minded people have been preparing financially for the Christmas season all year long.  Divided over twelve months, the holiday expenses are barely noticeable. If you’re in debt, then chances […]

Filed Under: 25 Days of Christmas Cheer on a Budget, FRUGAL LIVING, Holidays

Random Acts of Kindness for Any Budget

December 2, 2022 by Stephanie 7 Comments

I love hearing about and seeing random acts of kindness, especially nowadays when so much of the media is filled with terrible things.  What’s even better than just hearing about random acts of kindness is being a part of it. So often we think, “when I’m in a better position financially or when life slows […]

Filed Under: 25 Days of Christmas Cheer on a Budget

7 Tips for a Simpler Christmas

December 1, 2022 by Stephanie 19 Comments

Truly Christmas is the most wonderful time of the year, but some years we are so busy that we miss the most important parts of the season.  It’s easy to let presents and decorations and travel and parties and making everything perfect crowd out the calm and joy that should come when we spend time with our families and contemplate the […]

Filed Under: 25 Days of Christmas Cheer on a Budget, FRUGAL LIVING, Holidays

September 2022 Family Budget Update

October 14, 2022 by Stephanie Leave a Comment

  September was a good month for income. That’s important because we have a big solar payment due as soon as our system gets final approval and is connected to the grid. Hopefully that happens soon because the amount we are paying for electricity every month is ridiculous (and just keeps going up). Our water […]

Filed Under: FINANCES & BUDGETING, Personal Finance Made PUBLIC

Are you missing this important step in your debt payoff?

September 29, 2022 by Stephanie 19 Comments

There’s one step in paying off debt that seems so obvious to me that I’ve never really considered an alternative.  However, as I read more widely in personal finance, I discovered that many people intentionally skip this important step. The question is whether to start paying off debt immediately or to first save up an […]

Filed Under: Budgeting, DEBT, FINANCES & BUDGETING, Getting STARTED

Soft French Bread 🥖{Recipe and Tutorial}

September 22, 2022 by Stephanie 37 Comments

We make most things from scratch around here.  I’ve made sandwich bread for years, but my favorite is French bread.  We all love it so much that I’ve even started making sandwiches with it!  Yep- PBJs on soft French bread is what’s for lunch around here.  Of course it makes a perfect companion for any […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD

Yellowstone Family Trip Cost Breakdown– Family of 8

September 21, 2022 by Stephanie 2 Comments

In July we took our first trip to Yellowstone National Park. We met Mike’s siblings and their families there for a family reunion. It was an amazing trip! The park is huge and there is so much to see. We packed our schedule full while we were there and we have a list of what […]

Filed Under: FRUGAL LIVING, Travel, with KIDS

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