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My Secret to Saving Contest

August 23, 2017 by Stephanie 7 Comments

Hey super savers! As many of you know, I will be having a new baby at the end of August/beginning of September!  That means I’ll be stepping away from the blog for a couple of weeks for a little maternity leave as we adjust to our new normal. While I’m gone, I would love to […]

Filed Under: FRUGAL LIVING

Why I’m all of the sudden loving Walmart

August 16, 2017 by Stephanie 20 Comments

In a casual conversation with a friend recently, I learned a new secret to saving.  I was surprised, as I’m usually pretty savvy about deals and ways to save money. I was also a little bit skeptical because many times what others see as good deals aren’t good deals to me (I’m that frugal).  I […]

Filed Under: FRUGAL LIVING

5 Ways to Keep Your Grocery Budget Low in a High Cost of Living Area

August 9, 2017 by Stephanie 13 Comments

Today I’m welcoming Julie from Happy Frugal Mama to share some tips with you!  She lives in Maine where groceries are anything but cheap and has some great ideas for all of you who live in a more expensive area and still want to stick to a reasonable grocery budget.  Tell me if this sounds […]

Filed Under: FRUGAL LIVING

Family Budget Update– July 2017

August 1, 2017 by Stephanie 18 Comments

For many people, budgeting feels like a chore or even a punishment.  Call me weird, but I enjoy it!  It’s how we proactively tell our money what we want it to do for us so we can make sure it helps us accomplish our goals instead of letting it just slip through our fingers. My […]

Filed Under: Budgeting, FINANCES & BUDGETING, Personal Finance Made PUBLIC

10 Money-Saving Tips for Frugal Family Travel

July 19, 2017 by Stephanie 19 Comments

I’m excited to share with you the wisdom of one of our readers! Krystal has some great ideas for frugal family travel that I know you’ll enjoy!  Feel free to share your own best frugal travel tips in the comments. While I love to travel, I’ll be the first to admit sometimes it is a […]

Filed Under: FRUGAL LIVING, SPENDING wisely, with KIDS

Family Budget Update– June 2017

July 5, 2017 by Stephanie 10 Comments

Have  you ever budgeted for an expense you knew was coming up, but then forgot that you did?  I did that this month and it was the best feeling. When I budgeted at the beginning of the month (using last month’s income), I set aside $3,000 to cover a portion of the major repair we […]

Filed Under: Budgeting, FINANCES & BUDGETING, Our Financial Situation, Personal Finance Made PUBLIC

💸 Is a deep freezer worth it? 💸

June 26, 2017 by Stephanie 15 Comments

Are you thinking about investing in a chest freezer or upright freezer?  I get asked all the time by friends and readers alike if a deep freezer is worth it.  To each of them I answer a resounding YES!  A deep freezer has been totally worth it for us. Before I gush about all the […]

Filed Under: at HOME, FRUGAL LIVING, In the KITCHEN

5 Things No One Told Me About Paying Off $45K of Debt (In 2 Years!)

June 12, 2017 by Stephanie 17 Comments

I’m excited to welcome Jane from Jane Saves to share some of her debt payoff story and what she has learned! I’m always inspired to read about people paying off big debt! If you would like to share your own debt payoff story, check out my guest post submission guidelines! Take it away Jane! I […]

Filed Under: FRUGAL LIVING

Family Budget Update– May 2017

June 2, 2017 by Stephanie 13 Comments

No matter how well you budget and plan, there always seem to be some surprises each month.  The surprises aren’t an excuse not to plan though.  In fact, those unanticipated expenses are one of the reasons a budget is so important! This month we had a couple of surprises that threw our budget off a […]

Filed Under: FINANCES & BUDGETING, FRUGAL LIVING, Our Financial Situation, Personal Finance Made PUBLIC

How to Find Awesome Deals at Yard Sales

May 29, 2017 by Stephanie 9 Comments

I’ve shared with you my awesome list of tips for hosting wildly successful garage sales and my biggest yard sale pet peeve (and how to avoid them when you’re hosting a sale), but today I want to focus on shopping at yard sales and garage sales. Whenever I share my great yard sale scores with friends […]

Filed Under: FRUGAL LIVING, SPENDING wisely

How to Rent Your Space with Airbnb (even when you don’t think you have extra)

May 24, 2017 by Stephanie 5 Comments

Over Christmas break, we took a short trip to the coast to go to the Monterey Bay Aquarium (we got ourselves a family membership for Christmas). I found a great 3 bedroom home on Airbnb to stay in while we were there. It was nice to have the comforts of home (like a kitchen, washer […]

Filed Under: EARNING EXTRA, Hosting on Airbnb

How to Save Money on Trash Service🗑️

May 19, 2017 by Stephanie 58 Comments

Paying for weekly curbside garbage pickup can really add up.  When you’re working hard to pay off debt, save for a big goal, or fix your financial situation, you need to question every expense.  Even your trash service! When you’re accustomed to paying a bill, like your trash bill, every month, it’s easy to just […]

Filed Under: at HOME, FRUGAL LIVING

How to plan and pack food for a trip (8 people for 3 days)

May 10, 2017 by Stephanie 10 Comments

Over Spring break, we took my in-laws on a trip to the coast.  The trip was part of our Christmas gift to them (gifts of experience are for grown-ups too).  They had to drive their own car (we don’t have room for two more), but we were taking care of everything else. If you know […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN

How to Sew Without Spending Money

May 5, 2017 by Stephanie 8 Comments

The week before Easter I took a look though my fabric and patterns to make plans for matching Easter outfits for my kids.  I always thought it was fun when my mom would sew my siblings and me coordinating clothing for special occasions.  I was really excited to finally have two girls to sew for, […]

Filed Under: FRUGAL LIVING

Family Budget Update– April 2017

May 1, 2017 by Stephanie 48 Comments

Every month we hold ourselves accountable to you by sharing what we earn and spend as well as the progress we make on our financial goals.  The accountability helped tremendously as we paid off $144,000 of student loan debt, so we’ve kept up the tradition. April was an expensive month between paying Uncle Sam and […]

Filed Under: FINANCES & BUDGETING, Personal Finance Made PUBLIC

2017 Ultimate Homemaking Bundle

April 26, 2017 by Stephanie 2 Comments

Most of the content On SixFiguresUnder.com is evergreen, in other words, tips and tricks that are timeless and always relevant.  It’s rare that I write an entire post on something that’s only applicable for a limited time. When the Ultimate Homemaking Bundle comes around, I make an exception.  Let me tell you why! The Ultimate […]

Filed Under: Uncategorized

How to Search and Book an Awesome Place on Airbnb

April 21, 2017 by Stephanie 15 Comments

A while back I showed you a dozen ways you can save even more money on Airbnb accommodations and it was a hit!  I love it when others get excited about awesome frugal hacks like I do. Well, I realized that in that long post full of money-saving tips and tricks I didn’t walk you […]

Filed Under: FRUGAL LIVING

Why we didn’t wait for a 20% down payment

April 18, 2017 by Stephanie 25 Comments

You might say we were pretty hardcore when it came to paying off our student debt.  We lived extremely frugally, made significant sacrifices, and worked hard to pay off that debt in a hurry. With such an extreme approach to debt payoff, many were surprised that we bought a house so soon after becoming debt-free.  […]

Filed Under: FINANCES & BUDGETING, Our Financial Situation

Homemade Cinnamon Rolls with Cream Cheese Frosting

April 12, 2017 by Stephanie 5 Comments

Cinnamon rolls are a special treat in our house.  They take a little more work than most of our breakfasts (and they get eaten way too fast!), but they are frugal and fun treat to have every now and then. One way that I’ve simplified cinnamon rolls is by letting one of our favorite recipes […]

Filed Under: cooking from SCRATCH, FRUGAL FOOD

10 Great Reasons To Grow a Garden (or at least grow something!)

April 7, 2017 by Stephanie 33 Comments

Since buying our home, our Saturdays have been full of house projects.  Before we moved in we started painting.  We put painting on hold to move boxes and then unpack boxes.  Then we got our baby chicks situated and started mowing and weed eating (with 5 acres, that will be a never-ending task). With everything […]

Filed Under: FRUGAL FOOD, FRUGAL LIVING, growing & PRESERVING, in the GARDEN

Family Budget Update– March 2017

April 3, 2017 by Stephanie 15 Comments

Happy April!  It’s that time again when we make our budget public.  Unlike some other budget posts, I don’t just share how we planned to spend our money, but how it actually worked out. Showing what we earn and how we spend and save our money gives you a little insight into how our family lives on […]

Filed Under: Budgeting, FINANCES & BUDGETING, Personal Finance Made PUBLIC

How to make money from your random talents

April 1, 2017 by Stephanie 15 Comments

Have you wanted to find a simple way to earn money from home, but just don’t know what to do?  You see friends with successful side gigs or full-blown businesses that seem perfect for them, but you just don’t have an idea of what you could do. The truth is that it’s easier than you […]

Filed Under: EARNING EXTRA

Why I Buy Meat in Bulk from a Truck (Zaycon Fresh Review)

March 24, 2017 by Stephanie 9 Comments

What if I told you you could get fresher, better quality meat that is cheaper than the grocery store from a truck in a church parking lot?  Would you think I was a crazy lady? The logistics sounded a bit odd to me, too, when I first heard of Zaycon Fresh, but now I’m hooked! […]

Filed Under: FRUGAL FOOD, FRUGAL LIVING, In the KITCHEN, other ways to SAVE on food

🏠Why we got a conventional mortgage🏠 (without 20% down) instead of FHA or USDA

March 20, 2017 by Stephanie 16 Comments

Since I announced that we’re six figures under again (because we bought a house) I’ve received lots of questions about our mortgage.  When you’ve shared all of your financial details with the world for years, I suppose that is to be expected!  I’m happy to oblige. When we finished paying off our enormous law school […]

Filed Under: FINANCES & BUDGETING, Our Financial Situation

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