If you’re here to see what real family finances look like you’ve come to the right place. As always, I’ll share what our family earned, spent, and saved last month in detail. But first… We are super excited to do something new here at Six Figures Under! For more than five years we’ve been sharing […]
October Monthly Grocery Haul ($310 for a family of 7)
In October, I spent $310 on my monthly grocery shopping trip for my family of 7. While I try to get most of what we’ll need for the month in one giant shopping trip, I still usually make a few smaller trips throughout the month for more milk, bread, and other great deals that I […]
Transparent Family Budget Update– September 2018
It’s time for another transparent monthly budget update! I realized that this month’s real numbers budget report marks 5 years of personal finance made public. FIVE YEARS! For five years I’ve been sharing the ins and outs of our family’s finances with the world. How crazy is that?! Well, in the beginning it wasn’t really […]
How we EARN money by saving electricity
Saving money by saving electricity is a no-brainer. Use less power, pay less. But EARNING money by saving electricity is taking it a step above and beyond. Of course your utility bill will be lower by using less electricity, but now you can also get actual cash, on top of the savings on your bill! […]
September Monthly Grocery Haul
Hi friends! I didn’t die. And I didn’t forget about you. Thanks for missing me. I missed you too! We started out the month with two funerals and company staying at our house. We loved seeing family and enjoyed catching up with everyone, so I won’t apologize about being behind on blogging. But clearly I’m […]
Transparent Family Budget Update — August 2018
Hi friends! I’m back to talk monthly finances with you! I love sharing our real family budget with you each month. It gives me a good excuse to keep on the ball and take a look at how we did each month. You may have noticed that I’ve taken some time away from Six Figures […]
Frugal Family Monthly Grocery Haul– August 2018 (and what happened in July)
July was a bit crazy. We were gone for a week and a half on two different trips, so we didn’t do our normal grocery hauls and I didn’t document it (well I started at the beginning of the month, but didn’t keep it up when things got crazy). For the record, we spent $305 […]
Transparent Family Budget Update — July 2018
July was a whirlwind month for us. We packed in lots of swimming, camping, outdoor fun, time with family, and even a week-long family reunion in Las Vegas. Having saved money for our family reunion throughout the year, we were able to go on our trip without stressing over what things cost. I’m still frugal […]
What a $400 Grocery Budget Looks Like on a Plate
Many of you have asked to see what we buy and eat on a $400 grocery budget for our family of seven. This year I’ve been sharing everything we buy and how much it costs, both in YouTube videos and blog posts, which you’ve said is helpful. But there’s one component missing. I’ve been listening, and […]
Does a Wholesale Club Membership (Sam’s Club, Costco, BJs) Really Save Money?
Is getting a Costco or Sam’s Club membership worth it? Does a wholesale club membership really save money? It’s not as cut and dry as you might think. For some people a wholesale club membership is a no-brainer, but for others it’s a huge waste of money. How about for YOU? Is a Sam’s Club, […]
Transparent Family Budget Update — June 2018
This month I was reminded of one of the bonus benefits of living on last month’s income. We made a mistake that could have been detrimental to our budget if we had not been a month ahead financially. In June, estimated quarterly taxes were due for business owners. For the first quarter we paid $2,000 […]
We’re Over-Budget– June’s Mid-Month Grocery Shopping
If you’ve been following along for a while you know we’re generally pretty good at sticking to our $400 grocery budget for our family of 7. Well, this month I made an exception and let us go almost $100 over budget! Let me show you what I got during the month and then I’ll explain […]
Hoarder, Minimalist, or Something in the Middle?
Now that we have lived in our house for a year and a half, it seems like every cupboard and closet needs to be decluttered and reorganized. I just went through the children’s books last week and have two big boxes of books to donate. I have been thinking lately about where I lie on […]
Monthly Grocery Shopping Haul– June 2018
Even though it felt like we didn’t have any food by the end of May, I didn’t go shopping until June 6th– nearly a whole week into June! When we were working to pay off our debt, I would play a game with myself to see how long I could put off doing our monthly […]
Transparent Family Budget Update — May 2018
Time for another family budget update! The big news this month is that we’re finally taking an income (albeit a very small one) from the rental apartment above our garage. Before we had renters, we spent a few thousand dollars on repairs to get the apartment ready. That came out of our family budget since […]
Where Do You Keep Your Emergency Fund?
We need help with our emergency fund. Not to reach our goal of $25,000 before the end of the year. I think we’re actually going to be ahead on that (you can see details in our budget report coming Wednesday). The question is where to put the money. Right now, our emergency fund earns 1.0% […]
Money-Saving Kids’ Closet Organization Hack
Today’s creative money-saving idea comes from Jennifer Byars. If you have a money-saving idea to share, you are welcome to submit a guest post (you don’t have to be a blogger). See the guest post submission guidelines for details. I have been told that we are only as frugal as our organizational skills. I am frugal […]
6 Hacks to Never Waste Produce Again!
Ever since I started sharing my monthly grocery shopping hauls, especially now that we’re trying to eat healthier (more real food, less processed stuff), I have received so many questions about how we are able to eat all of our produce before it goes bad. We try to do pretty much the whole month’s shopping […]
$360 Monthly Grocery Shopping Haul– May 2018 (+ video)
After lots of inquiries about how we feed our family of seven on less than $400 per month, I started showing you exactly what we buy with our grocery spending. Of course I don’t expect anyone to buy the exact same things as we buy. Food preferences are pretty personal, but hopefully showing you what […]
Transparent Family Budget Update– April 2018
We were really curious to see how our 2017 taxes were going to turn out. Our tax situation was different than it had ever been so we weren’t quite sure what to expect. Last year we bought a house (after not having owned one for five years), ran two profitable businesses (my blog and my […]
Refinancing Our Mortgage 🏠 (from 30-year to 15-year)– Everything you want to know
Do you get more done when you have a deadline? Us too. The adage that “work expands to fill the time available for its completion” can be true in business, in school, and in financial goals. So as we mentioned in our last two budget updates, we decided to limit the time we spend paying […]
What I Wish I’d Known About Money in College
I haven’t always been the debt-smashing budget boss I am today. Nope! Far from it! I wasn’t a financial disaster in college, BUT I was a complete newbie to managing money. I got my first checking account and my first apartment in the same week (after moving two thousand miles away from my family). There […]
How to Increase Your Income to Pay Off Debt
I get lots of emails from many of you who are just starting on your journey to pay off debt. Your stories and situations are often similar to ours. You are excited to find another family who started with big debt. You are encouraged that we were able to pay off our debt while I […]
$250 Monthly Grocery Shopping for April (with video)
This is our fourth month giving the behind-the-scenes look at how we grocery shop for our family of seven! (The little guy is just barely starting on solids, so I often say family of six when I talk about groceries.) I don’t have any deep dark grocery secrets (at least I don’t think I do), […]
- « Previous Page
- 1
- …
- 12
- 13
- 14
- 15
- 16
- …
- 31
- Next Page »
