Anyone who has paid attention to their debts (or investments), knows that interest adds up quickly!  In fact, if you made the calculation to find the daily interest you accrue on your debt, you are keenly aware of exactly how much interest is costing you.  Paying down the principle is the most obvious way to reduce […]
Things I Won’t Buy Secondhand
Before you purchase something new, do you consider buying it used? Â One of the ways that I am able to get the best deal on everything is that I always consider buying used first. Â The savings is tremendous! Â I have a really hard time paying “new” prices for things now that I am savvy about […]
A Calculation That Will Jump Start Your Debt Repayment
A few weeks ago, there was a discussion in our Facebook group: Making Frugality and Finance Fun about the cost of a day’s interest for your debt.  It’s pretty eye-opening to calculate the amount of interest you accrue each day.  If you (or your spouse) aren’t motivated to make headway on paying off your debt, breaking down […]
Baby Things You Can Buy Used or Borrow
Over the years, my perspective on what a baby needs has changed. Â I’ve learned that you can pretty much get away without buying anything brand new for your baby. Â I’ve always been frugal, but with my first, I was a little more naive when it came to buying things used instead of new. Â I have […]
Creating a Cash Buffer– Part of Your Financial Safety Net
A guest post by Mr. SixFiguresUnder. I’m not stressed about our finances. That doesn’t mean I’m not seriously focused on increasing income, paying off debt, and saving for the future.  I think that’s healthy, motivating stress.  It doesn’t mean there are no times that I feel overwhelmed by the size of the task and the […]
February 2015 Debt Repayment Progress Report
It’s that time of the month where we make our personal finances public! Â We report everything we earned, spent, and paid toward debt during the past month. Â Did February go fast or what?! Â I guess it is 10% shorter than January, so it’s not just me! Debt Repayment During February, we put $1,999 toward our […]
Learn New Skills for Free
I love learning new things.  Just this weekend, I learned how to make a circle skirt thanks to several tutorials I found online.  We’re having a 1950s sock hop activity at church, so now my daughter and I can go in poodle skirts I made just for the occasion.  I’ve also been watching videos on tailoring […]
Why a Durable Power of Attorney is Part of Your Financial Safety Net
Last week, we introduced the series on Financial Safety Nets that Mr. SixFiguresUnder will be hosting on Wednesdays.  Our first topic is one that might not even be on your list– your Durable Power of Attorney. There are three reasons I chose to start here. First, it expands the idea of the financial safety net beyond the simple […]
How to Start a Blog on a Budget
 When I started SixFiguresUnder.com in the Fall of 2013, we were just starting our journey to pay off my husband’s student loans from law school (which totaled over $130,000).  We had made lots of sacrifices (including living in my in-laws’ unfinished basement) and had a very limited budget so that we could expedite our […]
Financial Safety Nets
For months, Mr. SixFiguresUnder has been brainstorming ideas for a series he wanted to write for Six Figures Under. Â On our road trip this past week, I took over the wheel and let him get typing. Â I’m sure you’ll enjoy his great insights! Â On July 9, 2012, a Chinese acrobat sought a new world […]
Save Money by Potty Training Early
I always balk at the estimates of how much it costs to raise a child from birth to age 18.  To someone who saves on everything, the figures just seem ridiculous.  Between combining coupons and sales, stocking up on disposables of any size when prices hit rock bottom, and getting cloth diapers free or cheap, I’m […]
11 Ways to Save Money on Amazon
Who doesn’t love Amazon? Â With the convenience, selection, and even price, you really can’t beat them. Â In fact, there are probably ways to save money on Amazon that you haven’t even heard of before. Â Amazon is always coming up with new programs and promotions to make sure that they can give you the best deal […]
January 2015 Debt Repayment Progress Report
We just had our end-of-the month budget planning meeting, so it’s time to give our report! Â For those who are new here, we make our personal finances public each month by reporting everything we earned, spent, and paid toward debt. Â I enjoy these monthly posts because they keep me accountable. Â Readers like an honest peek […]
Celebrate Your Progress!– Frugal Fresh Start- Day 10 **PLUS Facebook Group Announcement**
Congratulations — Â You’re halfway through! Today marks the halfway point in the Frugal Fresh Start Challenge month. Â Let’s look back and see what we can celebrate. Taking time to enjoy and celebrate your progress is an important part of staying motivated, especially for a goal that could require a change in habits and some renewed […]
December 2014 Debt Repayment Progress Report
 Debt Repayment During December, we put $2,342 toward our student loans. That’s the highest monthly debt payment in a while, which was pretty exciting! If you’ve been following along closely, you might notice that the total of debt remaining in the graphic above is lower than expected for the amount we paid this month.  Our “debt […]
Frugal Fresh Start Challenge
The new year is a great time for setting goals and starting anew.  Besides the classic goals for healthy eating and exercising, the new year is also a perfect time for financial goals. I often get emails and comments from readers who want to get started paying off debt or want to make headway on their […]
Should You Pay Off Debt Before Having Children?
For most people, finances are personal. Asking about salaries, debt and retirement savings is generally considered taboo. Deciding when to have kids (and when to stop) is even more personal than finances. Of course, as with anything else personal, you can share as much or as little as you want. You don’t need to answer […]
Guidelines for Giving Great Gifts
Have you ever felt like a lame gift giver?  At times I’ve been caught up with the thought that a good gift was a gift with a high value, though I always made sure I got a great deal.  Because I was so focused on giving something that was valuable without having to spend much, I […]
November 2014 Debt Repayment Progress Report
It’s time to be accountable and look at what we earned, spent and paid in debt during November. Â Our spending numbers look high compared to any other SixFiguresUnder monthly budgets, but looking back at it we don’t have any big regrets. Â We spent the month being extra grateful for all of our many blessings. Â It […]
Get YNAB for $30– For Yourself or as a Gift!
If you’ve been reading Six Figures Under for any length of time, chances are good that you’ve heard me rave about YNAB. Â YouNeedABudget (YNAB, pronounced “why-nab”) is not just the best budgeting software, but it’s a 4-rule method that will rock your financial world! Get YNAB for $30 Now!! If you haven’t bought YNAB […]
Get $200 when You Open FREE Accounts at Capital One Black Friday Weekend
If you haven’t opened a free Capital One 360 Savings Account and free  Capital One 360 Checking Account, now is the time to do so!  For Black Friday weekend, they are offering some great bonuses!  Both their checking and savings accounts are free, so you’ve got nothing to lose.  I have had a Capital One […]
Do You Have a Black Friday Budget?
Will Black Friday make or break your budget this year? Â When you stick to a budget and a well thought out plan, Black Friday can be a great time to save money. Â When you hit the stores without a budget or plan, Black Friday can be a financial disaster. Â Which will it be for you? […]
Can You Be Thankful For Debt?
It’s easy to be thankful for the good things in our lives. Â That comes pretty naturally for most people. Â What requires more thought and builds more character is figuring out how to be grateful for the not-so-good things in our lives. Years ago, I read an unconventional gratitude list that really made me stop and […]
Great Ways to Earn Extra Money This Month
There are countless ways that you can earn money on the side but many of them take time  or money to build up.  Sometimes you have to wait months or longer before turning a profit.  For example, starting an Etsy shop is a great way to generate an income, but it takes time to get […]
- « Previous Page
- 1
- …
- 24
- 25
- 26
- 27
- 28
- …
- 32
- Next Page »
